Henry Ford Quote

Multiply Your Savings
UIDAN makes it possible for individuals to build the financial assets they need to achieve the American dream. UIDAN offers Individual Development Accounts (IDAs) that match the deposits of hard-working low- and moderate income families. For every $1 saved in an IDA, savers receive a $3 match up to $4,500 in matched savings, for a total of $6,000 to invest for an asset-building purpose - post-secondary education or job training, home purchase, capitalize a small business, or work-related assistive technology.

Finanical Education Training
Financial education is a key component of the program. Savers must complete approved financial education classes prior to applying to participate in the program. In addition to earning match dollars, savers learn critical life skills necessary to better manage their spending and receive additional training before purchasing an asset.

Expanding Financial Capability
We're not only investing in individuals, we're investing in the future of Utah. IDAs operate similarly to other types of "matched" savings plans, such as 401(k) retirement accounts. Assets - such as a home, college education, small business, or work-related assistive technologies - enable families with modest means to enter the economic mainstream.

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Success Stories Joel and Cindy, married for five years, are the parents of two children: a 3 year old daughter and a 1 year old son. They were raised in Davis County where Joel works for a national restaurant and Cindy works part time to augment the family’s income. They thought UIDAN was “too good to be true” but did some research and realized that an IDA would help them achieve a dream that seemed unattainable – owning their own home.

IDA Saver Success Stories...

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Click here to view and register for the required Financial Management Training classes.


Click here to for additional financial education opportunities.


Click here to request a Call Back.


Follow Heather as she goes through the process of buying a home.

Follow the Gutierrez family as they build their first home.

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We are striving to serve local communities more efficiently. Please take a moment to fill out this 5 question survey to help us reach this goal.

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Do you qualify for an IDA? Click here to take the qualification quiz.